Konditionenübersicht als HTML
Darlehenskonditionen Letztkreditnehmer (Stand: 19.11.2024)
- Maßgeblich ist grundsätzlich das Zusagedatum der LfA gegenüber der Hausbank -Soll- und Effektivzinssätze (in Klammern) nach Preisangabenverordnung (PAngV) in % p. a. Für die einzelnen Produkte (gegliedert nach Gesamtlaufzeit/Tilgungsfreijahre/Zinsbindung) sind die maximalen Zinssätze nach Preisklassen A bis X des risikogerechten Zinssystems (RGZS) angegeben (weitere Informationen finden Sie hier).
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<h2>Gründungs- und Wachstumskredit – Gründungsvorhaben (GK5)</h2><p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeiten 2/2/2 und 12/12/12 </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>2/2/2 Jahre</td><td>2,69<br />(2,72)</td><td>3,09<br />(3,13)</td><td>3,39<br />(3,43)</td><td>3,89<br />(3,95)</td><td>4,49<br />(4,57)</td><td>5,19<br />(5,29)</td><td>5,69<br />(5,81)</td><td>8,19<br />(8,44)</td>
</tr>
<tr>
<td>5/1/5 Jahre</td><td>2,75<br />(2,78)</td><td>3,15<br />(3,19)</td><td>3,45<br />(3,49)</td><td>3,95<br />(4,01)</td><td>4,55<br />(4,63)</td><td>5,25<br />(5,35)</td><td>5,75<br />(5,88)</td><td>8,25<br />(8,51)</td>
</tr>
<tr>
<td>8/2/8 Jahre</td><td>2,86<br />(2,89)</td><td>3,26<br />(3,30)</td><td>3,56<br />(3,61)</td><td>4,06<br />(4,12)</td><td>4,66<br />(4,74)</td><td>5,36<br />(5,47)</td><td>5,86<br />(5,99)</td><td>8,36<br />(8,63)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>2,88<br />(2,91)</td><td>3,28<br />(3,32)</td><td>3,58<br />(3,63)</td><td>4,08<br />(4,14)</td><td>4,68<br />(4,76)</td><td>5,38<br />(5,49)</td><td>5,88<br />(6,01)</td><td>8,38<br />(8,65)</td>
</tr>
<tr>
<td>12/12/12 Jahre</td><td>4,44<br />(4,51)</td><td>4,84<br />(4,93)</td><td>5,14<br />(5,24)</td><td>5,64<br />(5,76)</td><td>6,24<br />(6,39)</td><td>6,94<br />(7,12)</td><td>7,44<br />(7,65)</td><td>9,94<br />(10,32)</td>
</tr>
<tr>
<td>15/1/15 Jahre</td><td>3,98<br />(4,04)</td><td>4,38<br />(4,45)</td><td>4,68<br />(4,76)</td><td>5,18<br />(5,28)</td><td>5,78<br />(5,91)</td><td>6,48<br />(6,64)</td><td>6,98<br />(7,16)</td><td>9,48<br />(9,82)</td>
</tr>
<tr>
<td>15/3/10 Jahre</td><td>3,08<br />(3,12)</td><td>3,48<br />(3,53)</td><td>3,78<br />(3,83)</td><td>4,28<br />(4,35)</td><td>4,88<br />(4,97)</td><td>5,58<br />(5,70)</td><td>6,08<br />(6,22)</td><td>8,58<br />(8,86)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>3,11<br />(3,15)</td><td>3,51<br />(3,56)</td><td>3,81<br />(3,86)</td><td>4,31<br />(4,38)</td><td>4,91<br />(5,00)</td><td>5,61<br />(5,73)</td><td>6,11<br />(6,25)</td><td>8,61<br />(8,89)</td>
</tr>
<tr>
<td>20/3/20 Jahre</td><td>4,74<br />(4,82)</td><td>5,14<br />(5,24)</td><td>5,44<br />(5,55)</td><td>5,94<br />(6,07)</td><td>6,54<br />(6,70)</td><td>7,24<br />(7,44)</td><td>7,74<br />(7,97)</td><td>10,24<br />(10,64)</td>
</tr>
</tbody>
</table>
<h2>Gründungs- und Wachstumskredit – Gründungsvorhaben im GuW-Fördergebiet (GK6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeiten 2/2/2 und 12/12/12 </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>2/2/2 Jahre</td><td>2,64<br />(2,67)</td><td>3,04<br />(3,07)</td><td>3,34<br />(3,38)</td><td>3,84<br />(3,90)</td><td>4,44<br />(4,51)</td><td>5,14<br />(5,24)</td><td>5,64<br />(5,76)</td><td>8,14<br />(8,39)</td>
</tr>
<tr>
<td>5/1/5 Jahre</td><td>2,70<br />(2,73)</td><td>3,10<br />(3,14)</td><td>3,40<br />(3,44)</td><td>3,90<br />(3,96)</td><td>4,50<br />(4,58)</td><td>5,20<br />(5,30)</td><td>5,70<br />(5,82)</td><td>8,20<br />(8,46)</td>
</tr>
<tr>
<td>8/2/8 Jahre</td><td>2,81<br />(2,84)</td><td>3,21<br />(3,25)</td><td>3,51<br />(3,56)</td><td>4,01<br />(4,07)</td><td>4,61<br />(4,69)</td><td>5,31<br />(5,42)</td><td>5,81<br />(5,94)</td><td>8,31<br />(8,57)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>2,83<br />(2,86)</td><td>3,23<br />(3,27)</td><td>3,53<br />(3,58)</td><td>4,03<br />(4,09)</td><td>4,63<br />(4,71)</td><td>5,33<br />(5,44)</td><td>5,83<br />(5,96)</td><td>8,33<br />(8,59)</td>
</tr>
<tr>
<td>12/12/12 Jahre</td><td>4,41<br />(4,48)</td><td>4,81<br />(4,90)</td><td>5,11<br />(5,21)</td><td>5,61<br />(5,73)</td><td>6,21<br />(6,36)</td><td>6,91<br />(7,09)</td><td>7,41<br />(7,62)</td><td>9,91<br />(10,28)</td>
</tr>
<tr>
<td>15/1/15 Jahre</td><td>3,95<br />(4,01)</td><td>4,35<br />(4,42)</td><td>4,65<br />(4,73)</td><td>5,15<br />(5,25)</td><td>5,75<br />(5,88)</td><td>6,45<br />(6,61)</td><td>6,95<br />(7,13)</td><td>9,45<br />(9,79)</td>
</tr>
<tr>
<td>15/3/10 Jahre</td><td>3,05<br />(3,09)</td><td>3,45<br />(3,49)</td><td>3,75<br />(3,80)</td><td>4,25<br />(4,32)</td><td>4,85<br />(4,94)</td><td>5,55<br />(5,67)</td><td>6,05<br />(6,19)</td><td>8,55<br />(8,83)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>3,08<br />(3,12)</td><td>3,48<br />(3,53)</td><td>3,78<br />(3,83)</td><td>4,28<br />(4,35)</td><td>4,88<br />(4,97)</td><td>5,58<br />(5,70)</td><td>6,08<br />(6,22)</td><td>8,58<br />(8,86)</td>
</tr>
<tr>
<td>20/3/20 Jahre</td><td>4,71<br />(4,79)</td><td>5,11<br />(5,21)</td><td>5,41<br />(5,52)</td><td>5,91<br />(6,04)</td><td>6,51<br />(6,67)</td><td>7,21<br />(7,41)</td><td>7,71<br />(7,94)</td><td>10,21<br />(10,61)</td>
</tr>
</tbody>
</table>
<h2>Gründungs- und Wachstumskredit – Wachstumsvorhaben (WK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeiten 2/2/2 und 12/12/12 </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>2/2/2 Jahre</td><td>3,01<br />(3,04)</td><td>3,41<br />(3,45)</td><td>3,71<br />(3,76)</td><td>4,21<br />(4,28)</td><td>4,81<br />(4,90)</td><td>5,51<br />(5,62)</td><td>6,01<br />(6,15)</td><td>8,51<br />(8,79)</td>
</tr>
<tr>
<td>5/1/5 Jahre</td><td>3,07<br />(3,11)</td><td>3,47<br />(3,52)</td><td>3,77<br />(3,82)</td><td>4,27<br />(4,34)</td><td>4,87<br />(4,96)</td><td>5,57<br />(5,69)</td><td>6,07<br />(6,21)</td><td>8,57<br />(8,85)</td>
</tr>
<tr>
<td>8/2/8 Jahre</td><td>3,18<br />(3,22)</td><td>3,58<br />(3,63)</td><td>3,88<br />(3,94)</td><td>4,38<br />(4,45)</td><td>4,98<br />(5,07)</td><td>5,68<br />(5,80)</td><td>6,18<br />(6,32)</td><td>8,68<br />(8,97)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>3,20<br />(3,24)</td><td>3,60<br />(3,65)</td><td>3,90<br />(3,96)</td><td>4,40<br />(4,47)</td><td>5,00<br />(5,09)</td><td>5,70<br />(5,82)</td><td>6,20<br />(6,35)</td><td>8,70<br />(8,99)</td>
</tr>
<tr>
<td>12/12/12 Jahre</td><td>4,64<br />(4,72)</td><td>5,04<br />(5,14)</td><td>5,34<br />(5,45)</td><td>5,84<br />(5,97)</td><td>6,44<br />(6,60)</td><td>7,14<br />(7,33)</td><td>7,64<br />(7,86)</td><td>10,14<br />(10,53)</td>
</tr>
<tr>
<td>15/1/15 Jahre</td><td>4,18<br />(4,25)</td><td>4,58<br />(4,66)</td><td>4,88<br />(4,97)</td><td>5,38<br />(5,49)</td><td>5,98<br />(6,12)</td><td>6,68<br />(6,85)</td><td>7,18<br />(7,38)</td><td>9,68<br />(10,04)</td>
</tr>
<tr>
<td>15/3/10 Jahre</td><td>3,34<br />(3,38)</td><td>3,74<br />(3,79)</td><td>4,04<br />(4,10)</td><td>4,54<br />(4,62)</td><td>5,14<br />(5,24)</td><td>5,84<br />(5,97)</td><td>6,34<br />(6,49)</td><td>8,84<br />(9,14)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>3,37<br />(3,41)</td><td>3,77<br />(3,82)</td><td>4,07<br />(4,13)</td><td>4,57<br />(4,65)</td><td>5,17<br />(5,27)</td><td>5,87<br />(6,00)</td><td>6,37<br />(6,52)</td><td>8,87<br />(9,17)</td>
</tr>
<tr>
<td>20/3/20 Jahre</td><td>4,94<br />(5,03)</td><td>5,34<br />(5,45)</td><td>5,64<br />(5,76)</td><td>6,14<br />(6,28)</td><td>6,74<br />(6,91)</td><td>7,44<br />(7,65)</td><td>7,94<br />(8,18)</td><td>10,44<br />(10,86)</td>
</tr>
</tbody>
</table>
<h2>Gründungs- und Wachstumskredit – Wachstumsvorhaben im GuW-Fördergebiet (WK6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeiten 2/2/2 und 12/12/12 </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>2/2/2 Jahre</td><td>2,86<br />(2,89)</td><td>3,26<br />(3,30)</td><td>3,56<br />(3,61)</td><td>4,06<br />(4,12)</td><td>4,66<br />(4,74)</td><td>5,36<br />(5,47)</td><td>5,86<br />(5,99)</td><td>8,36<br />(8,63)</td>
</tr>
<tr>
<td>5/1/5 Jahre</td><td>2,92<br />(2,95)</td><td>3,32<br />(3,36)</td><td>3,62<br />(3,67)</td><td>4,12<br />(4,18)</td><td>4,72<br />(4,80)</td><td>5,42<br />(5,53)</td><td>5,92<br />(6,05)</td><td>8,42<br />(8,69)</td>
</tr>
<tr>
<td>8/2/8 Jahre</td><td>3,03<br />(3,06)</td><td>3,43<br />(3,47)</td><td>3,73<br />(3,78)</td><td>4,23<br />(4,30)</td><td>4,83<br />(4,92)</td><td>5,53<br />(5,65)</td><td>6,03<br />(6,17)</td><td>8,53<br />(8,81)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>3,05<br />(3,09)</td><td>3,45<br />(3,49)</td><td>3,75<br />(3,80)</td><td>4,25<br />(4,32)</td><td>4,85<br />(4,94)</td><td>5,55<br />(5,67)</td><td>6,05<br />(6,19)</td><td>8,55<br />(8,83)</td>
</tr>
<tr>
<td>12/12/12 Jahre</td><td>4,54<br />(4,62)</td><td>4,94<br />(5,03)</td><td>5,24<br />(5,34)</td><td>5,74<br />(5,86)</td><td>6,34<br />(6,49)</td><td>7,04<br />(7,23)</td><td>7,54<br />(7,76)</td><td>10,04<br />(10,42)</td>
</tr>
<tr>
<td>15/1/15 Jahre</td><td>4,08<br />(4,14)</td><td>4,48<br />(4,56)</td><td>4,78<br />(4,87)</td><td>5,28<br />(5,39)</td><td>5,88<br />(6,01)</td><td>6,58<br />(6,74)</td><td>7,08<br />(7,27)</td><td>9,58<br />(9,93)</td>
</tr>
<tr>
<td>15/3/10 Jahre</td><td>3,24<br />(3,28)</td><td>3,64<br />(3,69)</td><td>3,94<br />(4,00)</td><td>4,44<br />(4,51)</td><td>5,04<br />(5,14)</td><td>5,74<br />(5,86)</td><td>6,24<br />(6,39)</td><td>8,74<br />(9,03)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>3,27<br />(3,31)</td><td>3,67<br />(3,72)</td><td>3,97<br />(4,03)</td><td>4,47<br />(4,55)</td><td>5,07<br />(5,17)</td><td>5,77<br />(5,90)</td><td>6,27<br />(6,42)</td><td>8,77<br />(9,06)</td>
</tr>
<tr>
<td>20/3/20 Jahre</td><td>4,84<br />(4,93)</td><td>5,24<br />(5,34)</td><td>5,54<br />(5,66)</td><td>6,04<br />(6,18)</td><td>6,64<br />(6,81)</td><td>7,34<br />(7,54)</td><td>7,84<br />(8,07)</td><td>10,34<br />(10,75)</td>
</tr>
</tbody>
</table>
<h2>Universalkredit (UK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeit 15/15/10 Jahre. </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>3/1/3 Jahre</td><td>3,27<br />(3,31)</td><td>3,67<br />(3,72)</td><td>3,97<br />(4,03)</td><td>4,47<br />(4,55)</td><td>5,07<br />(5,17)</td><td>5,77<br />(5,90)</td><td>6,27<br />(6,42)</td><td>8,77<br />(9,06)</td>
</tr>
<tr>
<td>5/1/5 Jahre</td><td>3,53<br />(3,58)</td><td>3,93<br />(3,99)</td><td>4,23<br />(4,30)</td><td>4,73<br />(4,81)</td><td>5,33<br />(5,44)</td><td>6,03<br />(6,17)</td><td>6,53<br />(6,69)</td><td>9,03<br />(9,34)</td>
</tr>
<tr>
<td>8/2/8 Jahre</td><td>3,63<br />(3,68)</td><td>4,03<br />(4,09)</td><td>4,33<br />(4,40)</td><td>4,83<br />(4,92)</td><td>5,43<br />(5,54)</td><td>6,13<br />(6,27)</td><td>6,63<br />(6,80)</td><td>9,13<br />(9,45)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>3,71<br />(3,76)</td><td>4,11<br />(4,17)</td><td>4,41<br />(4,48)</td><td>4,91<br />(5,00)</td><td>5,51<br />(5,62)</td><td>6,21<br />(6,36)</td><td>6,71<br />(6,88)</td><td>9,21<br />(9,53)</td>
</tr>
<tr>
<td>15/2/10 Jahre</td><td>3,78<br />(3,83)</td><td>4,18<br />(4,25)</td><td>4,48<br />(4,56)</td><td>4,98<br />(5,07)</td><td>5,58<br />(5,70)</td><td>6,28<br />(6,43)</td><td>6,78<br />(6,95)</td><td>9,28<br />(9,61)</td>
</tr>
<tr>
<td>15/15/10 Jahre</td><td>4,24<br />(4,31)</td><td>4,64<br />(4,72)</td><td>4,94<br />(5,03)</td><td>5,44<br />(5,55)</td><td>6,04<br />(6,18)</td><td>6,74<br />(6,91)</td><td>7,24<br />(7,44)</td><td>9,74<br />(10,10)</td>
</tr>
<tr>
<td>20/2/10 Jahre</td><td>3,81<br />(3,86)</td><td>4,21<br />(4,28)</td><td>4,51<br />(4,59)</td><td>5,01<br />(5,10)</td><td>5,61<br />(5,73)</td><td>6,31<br />(6,46)</td><td>6,81<br />(6,99)</td><td>9,31<br />(9,64)</td>
</tr>
</tbody>
</table>
<h2>Universalkredit – beihilfefrei (UK7)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeit 15/15/10 Jahre. </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>3/1/3 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>5/1/5 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>8/2/8 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>15/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>15/15/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>20/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
</tbody>
</table>
<h2>Innovationskredit 4.0 - Innovative Vorhaben (IV5)</h2>
<p> Auszahlung: 100 %. <br />Soweit die im Darlehensangebot festgelegten Voraussetzungen erfüllt werden, gewährt die LfA einen Tilgungszuschuss von 2,0 % des Darlehensbetrags. Dieser ist in den oben aufgeführten Zinssätzen nicht enthalten.
</p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>2,17<br />(2,19)</td><td>2,57<br />(2,59)</td><td>2,87<br />(2,90)</td><td>3,37<br />(3,41)</td><td>3,97<br />(4,03)</td><td>4,67<br />(4,75)</td><td>5,17<br />(5,27)</td><td>7,67<br />(7,89)</td>
</tr>
<tr>
<td>7/2/7 Jahre</td><td>2,22<br />(2,24)</td><td>2,62<br />(2,65)</td><td>2,92<br />(2,95)</td><td>3,42<br />(3,46)</td><td>4,02<br />(4,08)</td><td>4,72<br />(4,80)</td><td>5,22<br />(5,32)</td><td>7,72<br />(7,95)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>2,30<br />(2,32)</td><td>2,70<br />(2,73)</td><td>3,00<br />(3,03)</td><td>3,50<br />(3,55)</td><td>4,10<br />(4,16)</td><td>4,80<br />(4,89)</td><td>5,30<br />(5,41)</td><td>7,80<br />(8,03)</td>
</tr>
</tbody>
</table>
<h2>Innovationskredit 4.0 - Innovative Vorhaben HA (IV6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 70 %. <br />Soweit die im Darlehensangebot festgelegten Voraussetzungen erfüllt werden, gewährt die LfA einen Tilgungszuschuss von 2,0 % des Darlehensbetrags. Dieser ist in den oben aufgeführten Zinssätzen nicht enthalten. Der aus der InvestEU-Garantie des EIF resultierende Vorteil (Financial Benefit) wird von der LfA über eine preisklassenabhängige Zinsvergünstigung an den Endkreditnehmer weitergegeben, die in den oben aufgeführten Zinssätzen bereits enthalten ist.
</p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>2,17<br />(2,19)</td><td>2,47<br />(2,49)</td><td>2,66<br />(2,69)</td><td>2,99<br />(3,02)</td><td>3,39<br />(3,44)</td><td>3,87<br />(3,92)</td><td>4,19<br />(4,26)</td><td>5,85<br />(5,98)</td>
</tr>
<tr>
<td>7/2/7 Jahre</td><td>2,22<br />(2,24)</td><td>2,52<br />(2,54)</td><td>2,71<br />(2,74)</td><td>3,04<br />(3,07)</td><td>3,44<br />(3,49)</td><td>3,92<br />(3,97)</td><td>4,24<br />(4,31)</td><td>5,90<br />(6,03)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>2,30<br />(2,32)</td><td>2,60<br />(2,62)</td><td>2,79<br />(2,82)</td><td>3,12<br />(3,15)</td><td>3,52<br />(3,57)</td><td>4,00<br />(4,06)</td><td>4,32<br />(4,39)</td><td>5,98<br />(6,12)</td>
</tr>
</tbody>
</table>
<h2>Innovationskredit 4.0 - Innovative Unternehmen (IU5)</h2>
<p> Auszahlung: 100 %. <br />Soweit die im Darlehensangebot festgelegten Voraussetzungen erfüllt werden, gewährt die LfA einen Tilgungszuschuss von 1,0 % des Darlehensbetrags. Dieser ist in den oben aufgeführten Zinssätzen nicht enthalten.
</p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>2,77<br />(2,80)</td><td>3,17<br />(3,21)</td><td>3,47<br />(3,52)</td><td>3,97<br />(4,03)</td><td>4,57<br />(4,65)</td><td>5,27<br />(5,38)</td><td>5,77<br />(5,90)</td><td>8,27<br />(8,53)</td>
</tr>
<tr>
<td>7/2/7 Jahre</td><td>2,82<br />(2,85)</td><td>3,22<br />(3,26)</td><td>3,52<br />(3,57)</td><td>4,02<br />(4,08)</td><td>4,62<br />(4,70)</td><td>5,32<br />(5,43)</td><td>5,82<br />(5,95)</td><td>8,32<br />(8,58)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>2,90<br />(2,93)</td><td>3,30<br />(3,34)</td><td>3,60<br />(3,65)</td><td>4,10<br />(4,16)</td><td>4,70<br />(4,78)</td><td>5,40<br />(5,51)</td><td>5,90<br />(6,03)</td><td>8,40<br />(8,67)</td>
</tr>
</tbody>
</table>
<h2>Innovationskredit 4.0 - Innovative Unternehmen HA (IU6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 70 %. <br />Soweit die im Darlehensangebot festgelegten Voraussetzungen erfüllt werden, gewährt die LfA einen Tilgungszuschuss von 1,0 % des Darlehensbetrags. Dieser ist in den oben aufgeführten Zinssätzen nicht enthalten. Der aus der InvestEU-Garantie des EIF resultierende Vorteil (Financial Benefit) wird von der LfA über eine preisklassenabhängige Zinsvergünstigung an den Endkreditnehmer weitergegeben, die in den oben aufgeführten Zinssätzen bereits enthalten ist.
</p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>2,77<br />(2,80)</td><td>3,07<br />(3,10)</td><td>3,26<br />(3,30)</td><td>3,59<br />(3,63)</td><td>3,99<br />(4,05)</td><td>4,47<br />(4,54)</td><td>4,79<br />(4,88)</td><td>6,45<br />(6,61)</td>
</tr>
<tr>
<td>7/2/7 Jahre</td><td>2,82<br />(2,85)</td><td>3,12<br />(3,15)</td><td>3,31<br />(3,35)</td><td>3,64<br />(3,68)</td><td>4,04<br />(4,10)</td><td>4,52<br />(4,59)</td><td>4,84<br />(4,93)</td><td>6,50<br />(6,66)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>2,90<br />(2,93)</td><td>3,20<br />(3,23)</td><td>3,39<br />(3,43)</td><td>3,72<br />(3,77)</td><td>4,12<br />(4,19)</td><td>4,60<br />(4,67)</td><td>4,92<br />(5,01)</td><td>6,58<br />(6,74)</td>
</tr>
</tbody>
</table>
<h2>Energiekredit (EK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>2,62<br />(2,65)</td><td>3,02<br />(3,05)</td><td>3,32<br />(3,36)</td><td>3,82<br />(3,88)</td><td>4,42<br />(4,49)</td><td>5,12<br />(5,22)</td><td>5,62<br />(5,74)</td><td>8,12<br />(8,37)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>2,75<br />(2,78)</td><td>3,15<br />(3,19)</td><td>3,45<br />(3,49)</td><td>3,95<br />(4,01)</td><td>4,55<br />(4,63)</td><td>5,25<br />(5,35)</td><td>5,75<br />(5,88)</td><td>8,25<br />(8,51)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>3,05<br />(3,09)</td><td>3,45<br />(3,49)</td><td>3,75<br />(3,80)</td><td>4,25<br />(4,32)</td><td>4,85<br />(4,94)</td><td>5,55<br />(5,67)</td><td>6,05<br />(6,19)</td><td>8,55<br />(8,83)</td>
</tr>
</tbody>
</table>
<h2>Energiekredit Plus (EK6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>2,27<br />(2,29)</td><td>2,67<br />(2,70)</td><td>2,97<br />(3,00)</td><td>3,47<br />(3,52)</td><td>4,07<br />(4,13)</td><td>4,77<br />(4,86)</td><td>5,27<br />(5,38)</td><td>7,77<br />(8,00)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>2,40<br />(2,42)</td><td>2,80<br />(2,83)</td><td>3,10<br />(3,14)</td><td>3,60<br />(3,65)</td><td>4,20<br />(4,27)</td><td>4,90<br />(4,99)</td><td>5,40<br />(5,51)</td><td>7,90<br />(8,14)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>2,70<br />(2,73)</td><td>3,10<br />(3,14)</td><td>3,40<br />(3,44)</td><td>3,90<br />(3,96)</td><td>4,50<br />(4,58)</td><td>5,20<br />(5,30)</td><td>5,70<br />(5,82)</td><td>8,20<br />(8,46)</td>
</tr>
</tbody>
</table>
<h2>Energiekredit Gebäude (EG8)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>2,87<br />(2,90)</td><td>3,27<br />(3,31)</td><td>3,57<br />(3,62)</td><td>4,07<br />(4,13)</td><td>4,67<br />(4,75)</td><td>5,37<br />(5,48)</td><td>5,87<br />(6,00)</td><td>8,37<br />(8,64)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>3,00<br />(3,03)</td><td>3,40<br />(3,44)</td><td>3,70<br />(3,75)</td><td>4,20<br />(4,27)</td><td>4,80<br />(4,89)</td><td>5,50<br />(5,61)</td><td>6,00<br />(6,14)</td><td>8,50<br />(8,77)</td>
</tr>
<tr>
<td>15/3/10 Jahre</td><td>3,14<br />(3,18)</td><td>3,54<br />(3,59)</td><td>3,84<br />(3,90)</td><td>4,34<br />(4,41)</td><td>4,94<br />(5,03)</td><td>5,64<br />(5,76)</td><td>6,14<br />(6,28)</td><td>8,64<br />(8,92)</td>
</tr>
<tr>
<td>15/3/15 Jahre</td><td>3,46<br />(3,51)</td><td>3,86<br />(3,92)</td><td>4,16<br />(4,23)</td><td>4,66<br />(4,74)</td><td>5,26<br />(5,36)</td><td>5,96<br />(6,09)</td><td>6,46<br />(6,62)</td><td>8,96<br />(9,27)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>3,17<br />(3,21)</td><td>3,57<br />(3,62)</td><td>3,87<br />(3,93)</td><td>4,37<br />(4,44)</td><td>4,97<br />(5,06)</td><td>5,67<br />(5,79)</td><td>6,17<br />(6,31)</td><td>8,67<br />(8,96)</td>
</tr>
<tr>
<td>20/3/20 Jahre</td><td>4,03<br />(4,09)</td><td>4,43<br />(4,50)</td><td>4,73<br />(4,81)</td><td>5,23<br />(5,33)</td><td>5,83<br />(5,96)</td><td>6,53<br />(6,69)</td><td>7,03<br />(7,22)</td><td>9,53<br />(9,88)</td>
</tr>
</tbody>
</table>
<h2>Energiekredit Regenerativ PV-A (ER5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>15/3/15 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>20/3/20 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>30/5/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
</tbody>
</table>
<h2>Energiekredit Regenerativ PV-A Plus (ER6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>2,97<br />(3,00)</td><td>3,37<br />(3,41)</td><td>3,67<br />(3,72)</td><td>4,17<br />(4,24)</td><td>4,77<br />(4,86)</td><td>5,47<br />(5,58)</td><td>5,97<br />(6,10)</td><td>8,47<br />(8,74)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>3,10<br />(3,14)</td><td>3,50<br />(3,55)</td><td>3,80<br />(3,85)</td><td>4,30<br />(4,37)</td><td>4,90<br />(4,99)</td><td>5,60<br />(5,72)</td><td>6,10<br />(6,24)</td><td>8,60<br />(8,88)</td>
</tr>
<tr>
<td>15/3/15 Jahre</td><td>3,54<br />(3,59)</td><td>3,94<br />(4,00)</td><td>4,24<br />(4,31)</td><td>4,74<br />(4,82)</td><td>5,34<br />(5,45)</td><td>6,04<br />(6,18)</td><td>6,54<br />(6,70)</td><td>9,04<br />(9,35)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>3,27<br />(3,31)</td><td>3,67<br />(3,72)</td><td>3,97<br />(4,03)</td><td>4,47<br />(4,55)</td><td>5,07<br />(5,17)</td><td>5,77<br />(5,90)</td><td>6,27<br />(6,42)</td><td>8,77<br />(9,06)</td>
</tr>
<tr>
<td>20/3/20 Jahre</td><td>4,13<br />(4,19)</td><td>4,53<br />(4,61)</td><td>4,83<br />(4,92)</td><td>5,33<br />(5,44)</td><td>5,93<br />(6,06)</td><td>6,63<br />(6,80)</td><td>7,13<br />(7,32)</td><td>9,63<br />(9,98)</td>
</tr>
<tr>
<td>30/5/10 Jahre</td><td>3,30<br />(3,34)</td><td>3,70<br />(3,75)</td><td>4,00<br />(4,06)</td><td>4,50<br />(4,58)</td><td>5,10<br />(5,20)</td><td>5,80<br />(5,93)</td><td>6,30<br />(6,45)</td><td>8,80<br />(9,09)</td>
</tr>
</tbody>
</table>
<h2>Energiekredit Regenerativ (ER7)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
<tr>
<td>5/1/5 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>10/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>15/3/15 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>20/3/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>20/3/20 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
<tr>
<td>30/5/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
</tr>
</tbody>
</table>
<h2>Regionalkredit einschl. Fremdenverkehrsförderung (RK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich. <br />Für die mit Zuwendungen aus der bayerischen Regionalförderung zinsverbilligten Darlehen der LfA werden die preisklassenabhängigen Zinssätze, Laufzeiten und Tilgungsfreijahre im Einzelfall vereinbart.
</p>
<table>
<thead>
<tr>
<th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
</tr>
</thead>
<tbody>
</tbody>
</table>